Commercial Insurance

Business Owner Policy (BOP)

A Business Owner Policy can combine common property and liability protections in one package. We help business owners understand available options and identify additional coverage that may be needed.

Business professionals working together

Core Protection

What a BOP may help cover

Eligibility and included coverage vary by insurer and type of business.

Business Property

May help protect covered buildings, equipment, furniture, inventory, and other business property.

General Liability

May help with certain covered claims involving bodily injury, property damage, or personal and advertising injury.

Business Interruption

May help replace covered lost income and certain expenses when operations are interrupted by a covered loss.

Additional Business Coverage

Build protection around your operation

Depending on your business, you may also need commercial auto, workers’ compensation, E&O, bonds, cargo, trucking, or specialized coverage.

Let’s talk about your business.

Practical commercial insurance guidance for New York and New Jersey.

Coverage descriptions are general. Availability, eligibility, limits, exclusions, and terms vary by insurer and policy. Coverage is not bound until confirmed.